Apps offer a wealth of possibilities for anyone looking for a quick way to make money. With your smartphone, you may do surveys, establish a side project, sell your unwanted stuff, and more.
Here are seven entirely free money-making apps to try. We looked at apps that had at least four stars and 25,000 reviews in both the Google Play and iOS App Stores.
The best money-making apps
How it works: With Ibotta, you can earn cash back on in-store and online purchases from over 1,500 brands and merchants. It started out as a grocery store and has now expanded to include fashion, entertainment, pet supplies, and other merchandise. Some offers will be implemented automatically, while others will be exclusive to a product or a seller. Others will ask you to complete a separate task, such as watching a movie or answering a survey.
In stores, there are three distinct ways to obtain money back: Add deals and submit your receipt in the app after your shopping excursion, link your retailer loyalty accounts, or buy a retailer gift card through the Ibotta app. To make online purchases, you use the app or the website.
Pros: On in-store purchases, you’ll get cash back immediately — usually within 24 hours. Ibotta also has a $20 welcome bonus, referral bonuses, and a number of other payment options.
Cons: It can take a long time to make money. You must have at least $20 in cash back (or $25 for particular gift cards) to redeem your rewards. The time it takes to receive cash back on online purchases varies depending on the vendor. However, you may not receive credit for your purchase for several months in some situations. As of this writing, the waiting period for Macys.com is up to 90 days.
Payment: PayPal, gift card or direct to a bank account.
How it works: Swagbucks is a cash-back and incentives app. Swagbucks allows you to earn “SB” points by doing things like shopping, doing surveys, watching movies, playing games, and more. Your points can be redeemed for gift cards or cash in your PayPal account. Depending on the task, the total number of points received varies. Surveys, for example, normally have a value of 40 to 200 SB points. The minimum balance required for redemption varies depending on the payout option selected, but some gift cards can be purchased for as little as 140 SB.
Pros: Swagbucks has a variety of simple ways to earn rewards, and there is no time limit on when you may pay out. After redemption, payments are normally received within 10 business days. When you join, you can also get a $10 incentive if you make a qualifying $25 purchase.
Cons: It’s not particularly profitable; one SB is worth about a cent. Because many chores are just worth a few cents, it might take a long time and a lot of effort to earn a considerable amount of money. You will also be ineligible for several surveys and activities. Users commonly report that they have been kicked out of surveys while in the middle of them. This could be due to demographics or dishonest or inconsistent responses, according to Swagbucks.
Payment: Gift card or PayPal.
How it works: Customers can get up to 40% cash back at Rakuten (formerly Ebates) on purchases made at well-known merchants, restaurants, and food delivery services. Travel, gift cards, and other purchases can all earn you cashback. It’s simple to comprehend: Create an account, then go to the app and tap on the deal you want, then finish the transaction using the portal. If you attach a credit or debit card to your Rakuten account and activate the deal through the app beforehand, you can receive cash back in-store. The money is credited to your account after Rakuten confirms the purchase with the merchant, which might take anywhere from a few hours to several days.
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll almost definitely find savings where you buy already. There are also sign-up and referral bonuses available.
Cons: Most cash-back programmes require you to spend money in order to earn money. You won’t see your money right away, either; Rakuten pays out every three months, and you’ll need at least $5 in cash-back to get paid.
Payment: PayPal or check.
How it works: Upwork is a freelance marketplace that connects freelancers with jobs in disciplines such as writing, design, marketing, and others. To begin, you’ll need to create a profile. It should include information about your qualifications, availability, and desired remuneration, as well as your enthusiasm in the field. Following that, you are free to make proposals. Clients will evaluate you and offer you projects if you look to be a suitable fit. For each submission, you’ll be paid a little amount, but not when clients contact you. You could get compensated per hour or per project.
Pros: Upwork simplifies the process of finding clients, building relationships, and being paid. You can also choose your favourite fee and timetable using this service.
Cons: Although the app is free to download, it costs money to contact clients. Users are also charged a service fee. Depending on how much you charge a client, Upwork takes a 5 percent to 20% cut of your earnings. You keep more money the more money you make. You will not be paid for the billing period until 10 days after it has ended. Remember that you’ll be competing with other freelancers on the platform. As a result, Clients may choose businesses that have set lower prices.
Payment: Directly to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
How it works: Fiverr is a freelance marketplace that offers over 200 skills such as programming, video, and animation. You create a “seller” profile that emphasises your abilities. Then post the gig you’re providing, along with pricing and a description of your services. Clients, often known as “buyers,” can use the site to navigate and place orders. You will be paid once you have completed the project. On Fiverr, seller levels are assigned based on performance. As you progress through the levels, you’ll be able to sell more “extras,” such as a faster delivery time.
Pros: You won’t have to go out of your way to find buyers because they will come to you. You can also get paid in the form of tips.
Cons: Fiverr takes 20% of your earnings, including tips, from each gig, and withdrawals typically take 14 days after an order is completed.
Payment: PayPal, direct to a bank account or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary and you may be charged a withdrawal fee, depending on which option you choose.
How it works: Poshmark is an app dedicated to the sale of clothing and accessories. After signing up, you take or upload photos of your item, write a description, pick a price, and publish the listing. “Posh Parties,” which are virtual shopping events focused on specific brands, categories, and themes, can also feature items. When you make a purchase on Poshmark, an email with a pre-paid shipping label will be sent to you. The package is then dispatched.
Pros: Poshmark streamlines the entire process, from selling to shipping. Furthermore, making a transaction does not necessitate meeting with strangers. The firm will cover any missing packages and handle any issues you may have with the customer. Poshmark pays within three days of the buyer receiving the order, making it a breeze to receive paid.
Cons: Poshmark charges a fee for selling items. For purchases under $15, the firm gets a $2.95 commission, and for sales of $15 or more, the company takes a 20% commission.
Payment: Check or direct deposit to a bank account.
How it works: OfferUp is a local marketplace where you can sell your belongings. It recently merged with competitor Letgo. If you want to reach a wider audience, OfferUp now allows shipping throughout the continental United States. Create an account and upload a photo of your smartphone, car, furniture, or other item to sell. After adding a title, description, and price, you can post your listing and chat with customers directly through the app. You’ll either ship to or meet with the buyer after that.
Pros: Making a listing is straightforward and quick, and when you sell something for cash, you’ll get paid right away. You can also look at a prospective buyer’s reviews and ratings to see how trustworthy they are ahead of time. If you choose to send your item, the buyer is responsible for the expense, and OfferUp will give the shipping label.
Cons: You’re in charge of meeting and executing transactions with local buyers. Sellers must pay a 12.9 percent service fee, or a minimum of $1.99, for shipping.
Payment: Cash or deposit to debit card or bank account.